Free tools

Interactive financial calculators

Live numbers, no signup. Built by our CFOs to give you a directional answer in seconds — then book a call to make it real.

Income Tax Calculator

UK 2024/25 — England & NI bands. Excludes National Insurance and student loan.

Personal allowance tapers between £100k and £125,140.

Estimated income tax
£11,432
Effective rate 19.1%
Take-home (pre-NI)
£48,568

VAT Calculator

Standard UK VAT rate of 20%. Add VAT to a net price or extract VAT from a gross price.

VAT (20%)
£200
Net
£1,000
Gross
£1,200

Salary vs Dividend Calculator

Director extracting profits via £12,570 salary + dividends. 2024/25 rules, England & NI.

Assumes sole director, no other income, full personal allowance, no employer NI relief modelled.

Director take-home
£55,668
Salary £12,570 + net dividends £50,573
Corporation tax
£16,858
At 25%
Dividend tax
£7,474

Corporation Tax Estimator

Includes marginal relief between £50k and £250k profit.

For period from 1 April 2023 onwards. Excludes associated company adjustments.

Estimated CT due
£62,500
Effective rate 25.00%
Profit after tax
£187,500

Payroll Cost Calculator

True cost of an employee — gross salary + employer NI + pension.

Employer NI at 15% above £5,000 (2025/26). Excludes Apprenticeship Levy and benefits.

Employer NI
£6,000
Pension contribution
£1,350
Total annual cost
£52,350
16.3% on top of salary

Business Health Checker

Quick directional score across margin, cash and working capital.

Health score
72 / 100
Healthy
Recommendation
Healthy
Solid base — sharpen forecasting and pricing.

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